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Having worked in financial services since 1999, Mark have seen many changes in the industry. He started in the industry as a home service insurance advisor which included collecting weekly premiums from people from their home before direct debits came into place. Mark then went onto specialise in mortgages before the financial freeze of 2009. At this point he qualified to provide independent advice and now enjoys working in the pension and investment arena whilst still utilising his mortgage knowledge. In his personal time, Mark has a great family who makes him proud. He loves to travel with Lisbon being the highlight of his most recent adventures. Mark enjoys an active lifestyle and regularly goes running. Football is a passion supporting Coventry City but following all football. Finally he is a student of the Polish language speaking more and more Polish as time goes by.
As you navigate the path towards a comfortable and fulfilling retirement, Retirement planning, understanding and managing your pension can be one of the most critical financial challenges you face.
Seeking financial advice for divorce is as crucial as working with a solicitor to achieve the best financial outcome. Divorce is often a tumultuous and emotionally draining time, but it's also a financially complex process that can have significant long-term implications. Here are five compelling reasons to seek financial advice during a divorce.
As you approach retirement age, it's important to consider how you'll manage your pension savings. One option that's become increasingly popular in recent years is a drawdown pension. In this post, we'll explore what a drawdown pension is, how it works, and compare its benefits and disadvantages to buying an annuity.
When going through a divorce in the UK, dividing pensions can be a complex and important process that requires careful consideration. As mentioned earlier, there are two types of pensions - defined benefit and defined contribution pensions - and the rules for dividing each type during divorce can differ.
Let us start by looking at what a discretionary manager does, then the positives and negatives before finally, why you still need an Independent Financial Adviser!
This is a real-life case in 2020 where an equity release agreement has helped a couple separate in later life and for our client to retain ownership of the matrimonial home and importantly remain living in their home with no change to their standard of living.
Some people believe that saving into a pension scheme is pointless because they may not even reach retirement. So whats the point? Others see the many benefits of saving into a pension but are unsure of what happens to the fund if they die. I hope this blog opens your eyes to the legacy you can leave to a loved one through investing tax efficiently into a pension.
Taking the reins and having more control over your pension pot
Don’t lose your life savings or be persuaded to invest in high-risk schemes
